Issue №: 4 (54)
The journal deals with the issues of efficiency of functioning of the national economics and organizational forms of management of the national economy. Attention is paid to the problems of marketing, management and efficiency of production and economic activity of agrarian enterprises. The issues of public administration and administration, accounting and taxation, banking and insurance, forecasting and modeling of economic processes, foreign economic activity, commodity flows of economic entities and their infrastructure support.
PROBLEMS OF AGRICULTURAL INSURANCE IN UKRAINE AND WAYS THEIR SOLUTIONS
VDOVENKO Larysa, Doctor of Economics, Professor, Head of the Department of Finance, banking and insurance, Vinnytsia National Agrarian University, 21008, Vinnytsia, Soniachna str, 3, е-mail: vdovenko_larisa@i.ua
The article is dedicated to the current trends of the agricultural insurance market in Ukraine. It has been established that for silskogospodarske, in accordance with the specific features and skills of the middling community, the need for a proper insurance business from a variety of derivative businesses in the case of uncomfortable natural businesses of unfair natural businesses. It is established that the risks inherent in agricultural production are systemic and create significant fees for most agricultural producers at the same time, which can lead to large insurance payments, so there is a system of regulation of complex economic processes in agriculture is insurance of agricultural products. The analysis of the legislative and normative protection of insurance claims has been completed. The payments were made, which is one of the important incentives for effective government insurance.
The main indicators of insurance activity are analyzed, the development trends of the regions of Ukraine are determined, the problems of insurance and agricultural insurance are considered in the context of the participants in the events. A copy was made for the inexplicable activation of agricultural insurance as a key to the growth of the potential of the agricultural sector of the economy. In addition, the system of agricultural insurance is based on the protection of economic interests of the participants of the insurance companies (insurers, insurance and powers) and the short-term insurance of small losses in the aeronautical spheres.
Based on an improved agricultural insurance system, affordability, improving the quality of insurance services, forming an effective insurance market infrastructure, a high degree of trust in insurers by policyholders, diversification of insurance products by special industry, the state's ability to provide real financial support for agricultural production.
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2. Pro derhavnu pidtrymky silskoho gospodarstva Ukrainy: Zakon Ukrainy vid 24.06.2004 r. № 1877-IV URL:: https://zakon.rada.gov.ua/laws/show/1877-15#Text.
3. Pro osoblyvosti strakhuvania silskohospodarskoi produkcii z dezhavnoyu pidtrymkoyu: Zakon Ukrainy vid 09.02.2012 р. № 4391-VI [Elertronyi resurs]. Rezhym dostupu: https://zakon.rada.gov.ua/laws/show/4391-17#Text.
4. Pro deyaki pytania zdiysnenia strakhuvania silskohospodarskoi produkcii z dezhavnoyu pidtrymkoyu: Rozporyadzhenia Nacionalnoi komisii shcho zdiysniuye derzhavne reguluvania u sferi rynkiv finansovyh poslug 30.10.2012 р. №1968. URL:: https://zakon.rada.gov.ua/laws/show/z1970-12#Text.
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6. Stelmashchuk, A.M. (2019) Formuvania rynkovoi modeli agrostrakhuvania na zasadah derzhavno-pryvatnoho partnerstva [Formation of a market model of agricultural insurance at the ambush of state-private partnership]. Inovaciyna economika. - Innovation economy. 1-2,13-24. [in Ukrainian].
7. Agrostrakhuvania ta derzhpidtrymka chy skladetsia duet? [Elertronyi resurs]. Rezhym dostupu: https://agravery.com/uk/posts/show/agrostrahuvanna-ta-derzpitrimka-ci-skladetsa-duet.
8. Myhaylov, A.M. (2019) Finansovyi instrument formuvania investyciinyh resursiv v agrarnomu sektori nacionalnoi economiky v umovah globalizaciynukh vuklykiv [Financial instruments for the formation of investment resources in the agrarian sector of the national economy in the minds of global wiklikiv]. Economika APK - Economics of the agro-industrial complex.3, 52-60. [in Ukrainian].
9. Aleskerova, Y., Kovalenko, L, Havryliuk, V. (2019). Innovative financial criteria for methodological approaches to the assessment of agrarian insurance. Baltic Journal of Economic Studies. Vol. 5, No. 4. S. 34-41. (Web of Science). DOI: https://doi.org/10.30525/2256-0742/2019-5-4-34-41.
10. Pro vnesenia zmin do deyakych zakoniv Ukrainy schodo funkcionuvania Dezhavnoho agrarnogo reyestru ta udoskonalenia dezhavnoyi pidtrymky vyrobnykiv silskogospodarskoi produkcii Zakon Ukrainy vid 05.11.2020 r. 985-IX. URL: https://zakon.rada.gov.ua/laws/show/985-20#n84.
About journal
051 Economics
071 Accounting and taxation
072 Finance, banking and insurance
073 Management
075 Marketing
076 Business, trade and exchange activities
241 Hotel, restaurant and catering
281 Public administration
The journal “Economy, finances, management: Topical issues of science and practice” is included in the "List of Scientific Professional Editions of Ukraine".
The scientific edition is assigned the Category "Б" in the field of economics in specialties 051, 071, 072, 073, 075, 076, 241, 281
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It was founded in 1997 under the name "Bulletin of the Vinnytsia State Agricultural Institute". In 2010-2014 he was published under the title “Collection of scientific works of Vinnitsa National Agrarian University”.
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According to the decision of National Council of Television and Radio Broadcasting of Ukraine from 25.04.2024 No. 1337 the scientific journal «Economy, finances, management: topical issues of science and practical activity» has the ID of the Media R30-05171.
