Economy, finances, management: topical issues of science and practical activity

MARTSENIUK    Olena  -  Candidate of economic sciences, associate professor of department of 

finance and credit, Vinnytsia national agrarian University  (21008, Vinnitsa, 3, Soniachna str., e-mail:  ovm-r@i.ua, phone number: 0964793322).

The research of the article is aimed at covering the concepts of "foreign capital", "bank with foreign 

capital", "foreign bank" and more. In the process of research it is determined that banks operate in 

different market conditions, specialize in providing different types of services, set different goals, and 

therefore their organizational structures may vary. At the same time, it is established that each of the 

existing types of organizational structures has its advantages and disadvantages, which must be taken into 

account in the process of choosing the appropriate method of organization. The chosen method should 

contribute to the highest compliance of the banking organization with the market conditions in which it 

operates, the rational organization of work of bank employees of all units, the successful adjustment and 

fulfillment of all management functions, the maximum satisfaction of customer needs and, finally, the 

achievement of the goal facing the bank.

The influence of the growth of foreign capital in the banking system of Ukraine on the banking sector 

as a whole and the economy of Ukraine in particular is substantiated.

The influence of the presence of foreign bank capital on both quantitative and qualitative indicators 

of the market, on interest rates, banks' tariffs, on the quality of services provided by banks, and on their 

spectrum is proved. Foreign banks have brought not only financial resources to the Ukrainian market, but 

also new banking technologies, high standards of customer service and best examples of banking 

management systems as financial institutions, particular legal scrupulousness, the very concepts of risk 

management, asset management and others, which made today's the banking sector is very competitive 

and stronger than all other sectors of the country's financial market.

It is determined that despite a number of positive  changes, the expansion of foreign capital in the 

domestic banking system is accompanied by a significant list of risks to the banking sector and the economy 

of Ukraine as a whole, since foreign banks in Ukraine primarily pursue their own interests, without

pursuing their own interests significant positive impact on the economic development of Ukraine and the 

efficiency of the functioning of the entire banking system as a whole.

It is justified that, despite a number of positive changes, the expansion of foreign capital in the domestic 

banking system is accompanied by a significant list of risks for the banking sector and the economy of Ukraine 

as a whole, since foreign banks in Ukraine pursue the objective of largely influencing their own interests, 

development of Ukraine and efficiency of functioning of the whole banking system as a whole.

Recommendations were given to strengthen state control over the process of foreign capital entry 

into the Ukrainian banking sector. At the same time, one should be aware t hat with limited domestic 

sources of financing and extremely low public confidence in banks, a sufficient level of external financing, 

primarily through interbank channels, is a prerequisite for easing the resource constraints of the Ukrainian 

economy, improving the balance of payments, and restoring the real credit system. Therefore, the strategy 

of public administration of the process of entry of foreign banks into Ukraine should be to integrate them 

as much as possible into the Ukrainian economy, focusing on the fulfillment of priority national tasks.

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